Category Archives: iPad credit card processing
Mobile merchants can turn their iPad into an instant credit card terminal with a PaymentMax merchant account, ROAMpay app, and ROAMpay Swipe (optional). Both the mobile credit card processing app and swiper peripheral are compatible with the WiFi and WiFi/3G versions.
The iPad has quickly become a favorite among our mobile clients. The larger screen allows their customers to see the transaction taking place as it happens, and their credit/debit card never leaves their sight.
Getting started accepting all major credit cards with the iPad is quick and easy. For more information visit www.paymentmax.com
ROAMdata, the manufacturer of ROAMpay and ROAMpay Swipe, announced on their blog a few days ago that their mobile credit card reader cannot be hacked like the Square device was at the Blackhat conference. Important information for our iPad and other mobile merchants who care about their clients security.
Here is the run down.
- ROAMpay Swipe is encrypted. This means that the card data is encrypted before it reaches the phone. The card data can only be decrypted by a secure payment server. The Square can be turned into a credit card skimmer because it lacks encryption ability.
- ROAMpay does not recognize third-party audio signals from recorded files. The Square was demonstrated to accept a series of audio signals from a stolen credit card through the headphone jack on the device.
- Square has no electronics which reduce read rates and processing costs. Take a look at the internal difference between ROAMpay Swipe and Square.
For more information on iPad credit card processing, secure mobile processing, PaymentMax, ROAMpay, or ROAMpay swipe, visit www.paymentmax.com.
I received a question today on my blog, “Can I print a receipt with my iPad”? The answer, absolutely!
What you need is the first generation iPad, PaymentMax merchant account, AprivaPay app, and the AprivaPay swiper and printer combination peripheral.
AprivaPay is working hard to get the iPad 2 compatible with the credit card reader and printer, but as of today the iPad 2 credit card processing is keyed-in transactions only.
For more information on accepting credit cards on the iPad, visit www.paymentmax.com
The iPad credit card reader is small, small enough to fit in the palm of your hand…but make no mistake, it brings big benefits!
The ID Tech UniMag is an encrypted mag stripe reader that works with mobile devices such as Apple iPad, iPod Touch, and iPhone. Allowing mobile merchants to reap all the benefits of a swiped transaction.
Lower Chargeback Risk!
Easy, most fields are populated!
To get started swiping credit cards on the iPad, iPod Touch, or iPhone visit www.paymentmax.com
This is usually the first question our clients ask. How long will it take before I am up and running…accepting credit cards on my Android, BlackBerry, iPhone, HTC, or other popular smart phones. The answer is-it depends on what mobile app you choose (ROAMpay, PAYware, or AprivaPay).
Each mobile app and corresponding equipment, like credit card readers and printers, are determined by the type of smartphone you have.
Here is a run down.
PAYware mobile works with iPhone 3, 3GS, 4, and iPad. The mobile app is free, and is available at the app store. The app downloads in a few seconds. If you want to swipe your customer’s credit cards you require an encryption sleeve. This is available at the Apple store for immediate purchase. A new merchant account can usually be approved in 24 hours.
ROAMpay Mobile works with the most smart phones/tablets on the market, including Android, iPhone, iPad, Xoom Tablet, BlackBerry, HTC, and over a hundred more. Please see my compatibility list for full list. The app and reader are available through preferred partners such as PaymentMax. Once the new merchant account is approved (about 24hours), The ROAMpay app will be downloaded via SMS link, and the Swiper can be shipped next day, or priority mail depending on your needs.
AprivaPay is compatible with Microsoft (5.0 and 6.0), Android (OS 2.0 and later),iPhone (OS 2x and later), iPad, and BlackBerry devices. AprivaPay is the only PaymentMax supplier to offer a credit card reader and printer combination for mobile devices. Once the new merchant account is approved (usually 24 hours), the reader/printer peripheral can be shipped next day or priority mail. The AprivaPay app is available at AprivaPay.
To get started accepting credit cards on your smartphone, visit www.paymentmax.com
I attended a running event in Agoura, CA this weekend that attracts thousands of people every year. While I was browsing all the different vendor booths, selling everything from goo packs to T-shirts, I kept hearing the same buzz. “Did you see the T-shirt guy swiping cards on his iPad?” “It was really cool-He swipes the card and I get an email receipt in like a minute!”
This one vendor was attracting all the attention (and business) purely from his new technology-iPad credit card processing. Everyone wanted to take a look.
The best part is that T-shirt guy was not performing some difficult task. Any merchant can do it! Accepting credit cards on the Apple iPad is really easy. All you need is your iPad, a PaymentMax merchant account, a downloaded app, and swiper. That is it. New accounts can be set up in about 24 hours.
Here is how simple it is to process credit cards on the iPad.
1. Open the credit card processing app and enter login information.
2. Enter credit sale from main menu.
3. Enter sale amount.
4. Swipe the credit card, or manually enter the credit card information.
5. Enter billing information.
6. Enter email address for receipt. Transaction notes can also be made.
7. Click submit to finish the sale, and receive instant authorization.
For more information on iPad credit card processing, or smartphone credit card processing visit www.paymentmax.com.
While Apple introduced the new iPad 2 yesterday with some specification upgrades, it failed to include the highly anticipated near-field communications (NFC) technology in the iPad 2.
NFC would allow users to make purchases using their mobile phone or tablet by waving it in front of a NFC embedded portable transaction device (PTD) that scans and processes payments.
These PTD’s can beam and receive information at a distance of up to 4 inches. Cool technology that will be left for future Apple generations.
Merchants can accept credit and debit cards on their iPhones and iPads using a mobile app, credit card swiper, and merchant account with PaymentMax.
For more information visit www.paymentmax.com.
The Square credit card reader has been getting a great deal of attention these days, giving rise to many questions here at PaymentMax about the differences. Here is a look at the differences between the Square credit card app and reader and Verizon PAYware Mobile encryption sleeve and mobile credit card processing app.
1. Transaction Disputes-Square has known issues with transaction disputes. First, if you have the tip function enabled customers will see a 40% increase on the authorization of their card. Customer’s are generally not happy with any authorization over the amount of the purchase. This can spark disputes.
Second, if a transaction was not completed using Square. The transaction authorization may pend on customer’s bank account for a few days. Pending authorizations tie up customer’s money and will most likely cause issues, especially for uncompleted transactions.
2. Stylus- PAYware mobile offers a stylus pen for capturing customer’s signatures. Square requires customer’s to use their finger.
3. Geo-tagging-PAYware mobile offers users the ability to track their customer’s geographic location with Geo-tagging. This feature notes the nearest street or latitude and longitude coordinates. Perfect for tracking where most of your business occurs.
4. Delayed ACH-Square (which is not a merchant account) does not put a limit on how much you can accept with their service, but it will hold any processing funds over $1000 for 30 days. In some cases 45 days. PAYware mobile requires a merchant account, and depending upon the provider- funds may deposit next day with no automatic hold structure.
5. Twitter Account- Square requires a Twitter account before signing up for Square. PAYware mobile does not require a Twitter account to process credit cards.
6. Compatible Devices-PAYware Mobile is compatible with iPhone 3, 3GS, 4 and ipad, ipod touch (manually entry). Square is compatible with the same Apple devices and some Google Android smartphones.
*For iPad Credit Card Readers ROAMpay and Square are compatible.
For more information on accepting credit cards on smartphones, differences between the credit card processing apps, next day funding , or PAYware mobile visit www.paymentmax.com.
One of the first questions our clients ask when they are being set-up with a mobile merchant account from PaymentMax is, “what happens if someone steals my phone, or one of my employee’s phones.” “Will the thief be able to access my customers sensitive credit card information?”
The answer is no! PaymentMax offers ROAMpay Mobile, PAYware mobile, and AprivaPay. All three of these mobile phone and tablet credit card processing apps have the highest level of security. There is absolutely no storage of sensitive credit card data on the mobile devices. Also, credit card information is always encrypted during transmission.
If your phone/tablet/ipad is lost or stolen simply give PaymentMax a call and we can transfer your account to your new phone or tab.
Good news for business owners carrying Apple’s iPad, iPhone 4, iPhone 3G, or iPod Touch who want to physically swipe their customers credit cards, and give them a paper receipt.
Aprivapay offers a credit card reader/printer that is compatible with iPhone/iPod Touch models OS 2.x and later.