Category Archives: Smartphone credit card processing
We had a great question come through our office today, “Can I process my customer’s debit card on my smartphone?”
My first thought is to say, “yes, of course you can process debit cards,” But… this answer needs a second part. Debit cards that are ran as credit cards can be processed on smartphones (swiped or keyed in as a credit card transaction).
PIN-based debit transactions are not compatible with mobile credit card apps (Customers can’t enter in their PIN number).
For more information on mobile credit card processing. Visit www.paymentmax.com.
ROAMdata announced that its popular mobile credit card processing application and reader, ROAMpay/ROAMpay Swipe, will be hitting the campaign trail. This is the first time credit card campaign contributions have been collected using smartphones in a national campaign.
Hinckley for U.S. Senate Seat of Rhode Island will give his supporters the opportunity to contribute to his campaign from anywhere the campaign trail may be, from formal speaking events to countryside rallies.
Smartphone credit card processing with a PaymentMax merchant account, the ROAMpay app, and ROAMpay Swipe is cost-effective, secure, and easy to use.
To get started accepting credit and debit cards on your smartphone (Android, Apple, BlackBerry) visit www.paymentmax.com .
ROAMdata has added a few more popular smartphones to their continually growing ROAMpay Swipe compatibility list which includes Android, iPhone, and BlackBerry devices.
Here are the newest additions.
HTC Droid Incredible 2
Samsung Galaxy s 4g
Samsung Droid Charge.
All of these smartphones are now compatible with the ROAMpay credit card reader providing merchants with all of the benefits of a swiped transaction. Lower rates, less error, and a reduction in chargeback risk.
For more information on smartphone credit card acceptance visit www.paymentmax.com
Merchants who accept credit and debit payments in a mobile environment (using smartphones) must realize that not all mobile credit card processing apps work when the network (service provider)is down.
The ability to store credit card transactions when the network is down (offline) can be a crucial advantage to merchants that frequently accept payments in remote areas or in “black-hole” areas in the city.
ROAMpay mobile allows for offline transactions. Square does not!
This is how it works. If the network is down and you have ROAMpay mobile-the transaction will be held until the network comes back online. There are never any lost sales because of no signal. If you have Square and no signal..too bad! No signal equal no sale.
For more information on accepting credit cards with smartphones, ROAMpay, or to get started visit www.paymentmax.com
Smartphone credit card payment processing was non-existent a few years ago, but today it is proving to provide a service for thousands of mobile merchants. Even brick and mortar retailers are choosing to accept credit cards on their phones for the convenience and flexibility it provides.
Researcher Aite Group estimates that smartphone payments will equal 11 billion dollars this year. By 2015, these payments will shoot up to 55 billion dollars a year. Astounding figures for merchants and customers alike.
Before jumping on the band wagon of accepting credit cards, ensure that the mobile app and credit card reader are secure (i.e. encrypted). Encryption ensures that the customers credit card information can not fall prey to hackers. The information is encrypted at both ends of the transaction, and is never stored on the smartphone.
Accepting credit cards on smartphones is easy, and the set-up is quick once there is a merchant account in place. To get started visit www.paymentmax.com