The answer is absolutely! ROAMpay X will allow users to process credit cards offline. Once there is a WiFi connection log on to your account and select online mode. The offline transaction will automatically be processed.

For more information on smartphone credit card processing, merchant accounts, or PaymentMax visit www.paymentmax.com.

ROAMpay X

Here are the benefits of the e4.

• Accept all major credit and debit cards plus PayPal integration.
• Easy to use interface, simple API’s.
• Compatible with a broad range of shopping carts.
• Simple Batch processing interface.
• Level II/III processing.
• Secure and compliant gateway with redundant infrastructure and 24/7 availability.
• International payment processing.
• AVS/CVV processing.
• Multiple currency support.
• Fraud/Velocity Controls.
• 3D secure.
• TransArmor (tokenized transactions).
• Real time, dynamic reporting capabilities.
• Vast transaction search capabilities.
• Integrated recurring billing (fixed and variable amounts).
• Customized receipts.
• Multi-language support.
• 24/7 support.

For more information on accepting credit cards online, the Global Gateway e4, merchant accounts, or PCI compliance visit www.paymentmax.com.

New ROAMPay G3X

PaymentMax is happy to announce the latest and greatest mobile credit card reader from ROAMdata:  The ROAMpay G3X.

Here are the benefits:

• The ROAMpay G3X comes equipped with enhanced security features to prevent credit card fraud that plaques other non-encrypted mobile credit readers.
• Compatible with hundreds of mobile devices: iOs, Android, BlackBerry, PC and Mac.
• Three times more device coverage than all other companies combined.
• Equipped with the latest technology: NFC (near field communication) and EMV (Europay).
• Mobile solutions such as mobile check-out, mobile offers, and mobile wallet.
• Lowest cost of ownership.

For more information on mobile credit card processing, visit www.paymentmax.com

Google Wallet is quickly gaining momentum in the mobile payments world. Large retailers, like Jamba Juice, have already implemented Google Wallet at their point of sale terminals. Smaller retailers are intrigued and asking questions like, “How does a Google Wallet Transaction Work?”

First, let’s start with what is needed from the merchant and customer for a Google Wallet transaction to be successful

1. To accept Google Wallet transactions, the merchant must have a contactless reader (such as MasterCard Pay Pass), or a terminal that is ISO 1443 or 18092 compliant. Look for the universal contactless symbol.
2. Customers need Android phones with a NFC (near field communication) chip, and run Android version 2.4 (Gingerbread) or higher.
3. Currently, Google Wallet supports Citibank MasterCard or a pre-paid Google card. No other cards are supported at this time.

Hinckley for U.S. Senate Seat of Rhode Island will give his supporters the opportunity to contribute to his campaign from anywhere the campaign trail may be, from formal speaking events to countryside rallies.

Smartphone credit card processing with a PaymentMax merchant account, the ROAMpay app, and ROAMpay Swipe is cost-effective, secure, and easy to use.

To get started accepting credit and debit cards on your smartphone (Android, Apple, BlackBerry) visit www.paymentmax.com .

Checks on the Rise

Everyone in the industry knew this was coming…debit card usage fees, and the slow demise of free checking!

Starting  October 1st, 2011 debit card interchange fees were capped by the Federal Government as a result of Section 1075 (Durbin amendment) of the Dodd-Frank Wall Street Reform and Consumer Protection Act.  Banks will lose 45% of the $20.5 million paid by retailers to accept debit cards. To make up this loss in revenue, many banks like Bank of America are now charging customers a debit card usage fee. Bank of America charges it’s customers $5/month to use their debit card to make purchases.

There has been public outrage over Bank of America’s decision with bashing from the President to TV anchors cutting up their BofA debit cards on live television. Even some of our own merchants who benefit from the Durbin amendment are upset about debit card usage fees. They are consumers too!

Consumers are likely to quit using their debit cards to avoid the usage fee-will this cause an increase in check writing? I am thinking it might! There are many consumers who dislike using credit cards and prefer to make purchases straight from their checking accounts. Without the convenience of swiping a debit card retailers will most likely see an increase in check payments.

For more information on the Durbin amendment or to learn more about PaymentMax visit www.paymentmax.com

Accept Credit Cards with the Thinnest Samsung

The Samsung Infuse 4G smartphone with it’s super thin body and fast processing times has become quite the hit with our merchants who process credit and debit cards on-the-go. The Infuse is also a favorite among independent stylists who accept payments at their station.

Here are some benefits of accepting credit and debit with the AT&T Samsung Infuse 4G.

• Low processing rates-The Infuse is compatible with the ROAMpay swipe. Transactions that are physically swiped cost less than keyed-in transactions.
• Accept payments anywhere-The Infuse, PaymentMax merchant account, and the ROAMpay app gives merchants the ability to accept all major credit and debit cards where ever their customers are. ROAMpay can also accept payments offline. Sales will never be lost because of connection issues.
• Easy, user friendly interface-The Infuse has the largest Samsung touch screen, and mobile credit card processing apps, like ROAMPay are simple to use.
• Fast set-up-After merchant account approval (typically 24 hours) and a quick download of the processing app, merchants can start accepting payments immediately.

Google wallet appeals to the young customer who use their cell phone for everything, and customers who enjoy utilizing new technology. No more wallet! All they need is their phone to make purchases!

Here is what you need to start accepting Google wallet payments.

FD 30 Contactless reader and Google Wallet platform.

Or

FD 20 Contactless reader and Google Wallet platform.

It is that easy! To get started accepting Google wallet visit www.paymentmax.com.

The newly released Nexus S 4G (available through Sprint) is the first phone to be compatible with Google Wallet, a mobile payment application that allows users to make purchases with their NFC (near field communication) embedded phones.

Now that the Nexus S 4G is readily available, we have received tons of questions about Google Wallet, pricing, equipment, and security. Here are a few of the most popular questions and answers.

1. How much does Google Wallet cost?  Google wallet is free. Merchants accepting payment via Google Wallet will not incur any extra fees. Google Wallet payments are considered card present transactions.

2. What equipment do I need? A contactless terminal. Terminals that are ISO 144403 and 18092 standard and carry the universal contactless symbol are compatible.

3. Is Google Wallet secure? Yes. Google Wallet utilizes a chip called the secure element for security. The secure element is isolated from the phone’s operating system and hardware. Only authorized programs like Google Wallet can access the secure element to initiate payment. Google Wallet is also PIN based. Payment initiation can not begin until the Google Wallet PIN number is entered.

For more information on Google Wallet, or to get started visit www.paymentmax.com

Filed under: Google Wallet/NFC Payments Tagged: and pricing for google wallet, equipment, Google Wallet, merchant account, mobile phone payments, nexus s 4g, NFC payments, paymentmax, security, Sprint ]]> http://merchantservicesindallas.com/2011/09/06/google-wallet-pricing-equipment-and-security-questions/feed/ 0 paymentmax Google Wallet http://merchantservicesindallas.com/2011/08/25/ipad-credit-card-processing-with-roampay/ http://merchantservicesindallas.com/2011/08/25/ipad-credit-card-processing-with-roampay/#comments Thu, 25 Aug 2011 21:14:20 +0000 Emily http://merchantservicesindallas.com/?p=829 ]]>

iPad Credit Card Processing

Mobile merchants can turn their iPad into an instant credit card terminal with a PaymentMax merchant account, ROAMpay app, and ROAMpay Swipe (optional). Both the mobile credit card processing app and swiper peripheral are compatible with the WiFi and WiFi/3G versions.

The iPad has quickly become a favorite among our mobile clients. The larger screen allows their customers to see the transaction taking place as it happens, and their credit/debit card never leaves their sight.

Getting started accepting all major credit cards with the iPad is quick and easy. For more information visit www.paymentmax.com