VeriFone’s PAYware Mobile is a popular mobile credit card processing app among on-the-go merchants. Previously, PAYware Mobile was only available for the iPhones, iPads, and iPods. But now…I am excited to let our BlackBerry and Android merchants know that they can now process their customers credit cards with the PAYware Mobile App! This is still keyed-in only…but I am sure VeriFone will have an encryption sleeve available soon!
Here are the benefits of PAYware Mobile.
PAYware Mobile maps each and every transaction for its users. The app provides a longitude and latitude tag marking where a sale has occurred. This helps reduce transaction disputes, and provides excellent tracking records for future marketing efforts.
PAYware Mobile is a fully encrypted and PCI compliant. Credit card information is encrypted instantly, and remains so until it reaches the card issuer. Information is never stored on the device.
Complete Management of Fleets
PAYware Mobile allows all transactions, from all mobile devices, to be tracked, monitored, and deactivated from a remote location. The PAYware Mobile Gateway provides real-time management functions. For those business owners with a mobile fleet, this peace of mind is priceless.
PAYware Mobile is super easy to use. The user friendly interface can have even the most novice smartphone operator processing credit cards in no time. The mobile app also has a test and demo function which allows its users to become familiar with the app before going live. PaymentMax can have mobile merchants up and running fast! Many times in less than 24 hours.
For more information on processing credit cards with PAYware Mobile, BlackBerry, Android, or another smartphone visit www.paymentmax.com.
Smartphone credit card payment processing was non-existent a few years ago, but today it is proving to provide a service for thousands of mobile merchants. Even brick and mortar retailers are choosing to accept credit cards on their phones for the convenience and flexibility it provides.
Researcher Aite Group estimates that smartphone payments will equal 11 billion dollars this year. By 2015, these payments will shoot up to 55 billion dollars a year. Astounding figures for merchants and customers alike.
Before jumping on the band wagon of accepting credit cards, ensure that the mobile app and credit card reader are secure (i.e. encrypted). Encryption ensures that the customers credit card information can not fall prey to hackers. The information is encrypted at both ends of the transaction, and is never stored on the smartphone.
Accepting credit cards on smartphones is easy, and the set-up is quick once there is a merchant account in place. To get started visit www.paymentmax.com
This is usually the first question our clients ask. How long will it take before I am up and running…accepting credit cards on my Android, BlackBerry, iPhone, HTC, or other popular smart phones. The answer is-it depends on what mobile app you choose (ROAMpay, PAYware, or AprivaPay).
Each mobile app and corresponding equipment, like credit card readers and printers, are determined by the type of smartphone you have.
Here is a run down.
PAYware mobile works with iPhone 3, 3GS, 4, and iPad. The mobile app is free, and is available at the app store. The app downloads in a few seconds. If you want to swipe your customer’s credit cards you require an encryption sleeve. This is available at the Apple store for immediate purchase. A new merchant account can usually be approved in 24 hours.
ROAMpay Mobile works with the most smart phones/tablets on the market, including Android, iPhone, iPad, Xoom Tablet, BlackBerry, HTC, and over a hundred more. Please see my compatibility list for full list. The app and reader are available through preferred partners such as PaymentMax. Once the new merchant account is approved (about 24hours), The ROAMpay app will be downloaded via SMS link, and the Swiper can be shipped next day, or priority mail depending on your needs.
AprivaPay is compatible with Microsoft (5.0 and 6.0), Android (OS 2.0 and later),iPhone (OS 2x and later), iPad, and BlackBerry devices. AprivaPay is the only PaymentMax supplier to offer a credit card reader and printer combination for mobile devices. Once the new merchant account is approved (usually 24 hours), the reader/printer peripheral can be shipped next day or priority mail. The AprivaPay app is available at AprivaPay.
To get started accepting credit cards on your smartphone, visit www.paymentmax.com
If your machine is working properly and your customer’s credit card will not swipe chances are it is a de-magnetized card. You will have to key-in the transaction. Problem solved right? Yes, but be aware that it could be a fraudulent card.
Reduce your risk by taking a few preventive steps.
1. Look at the card closely for card security features (holograms and brand marks).
There are some cards that are not embossed. If you cannot swipe a unembossed card-do not key in. The flat surface makes it impossible to take a manual imprint of the card.
2. Check the “good thru” date on the card. Make sure the card is not expired.
3. Get a manual imprint of the credit or debit card.
4. Obtain customer’s signature on the imprinted sales draft.
5. Compare the signature on the imprinted sales draft to the signature located on the back of the card. If they do not match, ask the customer for I.D.
6. Never accept an unsigned card. If the card is not signed ask the customer to sign the card, and provide I.D. Compare the signatures.
7. If you suspect fraud, contact the card association listed on the card (if it is safe to do so).
By following a few preventive steps, merchants can lower their risk of accepting a counterfeit card. For more information on merchant accounts, PaymentMax, next day funding, or reducing credit card fraud visit www.paymentmax.com
While tablet (iPad, Xoom) credit card processing has taken off in the last couple of months among merchants of all types, the smaller pocket-sized Dell Streak 5 has become a fast favorite with highly mobile merchants. The reason? The 5 inch Android-based pocket tablet can go anywhere-easily! Perfect for on-the-go businesses like cupcake catering, hair feathering parties, and dog-walkers who accept credit and debit cards.
Here are some benefits of the Dell Streak.
1. Size-The 5 inch high quality touch screen has all the benefits of the larger tablets, but easily fits in a pocket. Perfect for those merchants who travel a lot.
2. Fast-Dell Streak 5 comes with Android 2.2 (Froyo) O.S.
3. Web Experience-comes equipped with Adobe Flash 10.1.
4.WiFi Hotspot for up to 8 devices.
5. Full-functioning mobile phone.
7. Accept all major credit and debit cards in real-time.
8. Rear and Forward facing cameras.
To get started processing payments on the Dell Streak or any other tablet/smartphone visit www.paymentmax.com.
The First Data™ FD400 terminal is an affordable all-in-one touch screen point-of-sale (POS) wireless terminal solution that allows merchants to accept payments anywhere, anytime.
The FD400 terminal is one wireless device that does the work of three: terminal, printer and PIN pad. It is a hand-held point-of-sale terminal that merchants can easily use remotely to provide customers with the convenience of a full range of payment options. You’ll have access to wireless downloads wherever you are. And with the touch-screen interface, it is an easy product to train on and use. This terminal enables you to receive the full range of solutions for payment processing, including credit, debit, gift cards, electronic checks and EBT, all from a single provider. Plus, with the “store-and-forward” capability, you can ensure card-present rates when there is no signal at the time of the transaction.
The FD400 terminal is a light, ergonomically shaped terminal for true mobility and flexibility. It utilizes 3G technologies (GPRS, GSM) for multiple options to connect wirelessly, which means you’ll be getting the fastest data wireless transmissions and more coverage area for your business. The multi-application platform supports a full range of payment and value-added services. It provides fast, efficient downloads while meeting MasterCard® POS Terminal Security (PTS) requirements.
- Home Services/Delivery
- Event Marketing/Trade Shows
- Charity Functions/Events
- Sporting Events
- Limos/Taxi Services
- Restaurant Delivery
- Mobile Retail
Help Your Business
- Process transactions from almost any location with full off-site POS mobility
- Offer greater speed and security with fast, efficient downloads of payment information
- Simplify the tracking of your payment processing by using one provider
Help Your Customers
- Pay for goods and services electronically at home or any location
- More payment options – credit, debit, check, gift card
- No need for cash or check
- Full First Data processing product set
- Multi-application platform for all payment and value-added services
- Meets MasterCard POS Terminal Security requirements
- 3G technology for more connection options
- Hardware/software support for 3G technologies
- “Store-and-forward” capability to ensure card-present rates when there is no signal
For more information on accepting credit cards using the FD400 visit www.paymentmax.com.
Payment Max offers Next Day Funding and Low Rates!
ROAMpay mobile credit card app is compatible with hundreds of phones (see list), and can be downloaded after registration in a few seconds.
However, if you have an Apple iPhone, Google Android, or Verizon Brew phone you must go to your respective store, or marketplace and purchase the ROAMpay application. Once it has been loaded to your smartphone you then enter the activation code you received in your welcome email.
Bingo! You are now ready to start processing all major credit cards on your iPhone, Google Android, or Verizon Brew mobile phones!
For more information on ROAMpay mobile, Free ROAMpay mobile swiper sleeve offer, mobile merchant accounts, or next day funding visit
First Data™ FD200 terminal is an all-in-one point-of-sale solution that can accept credit, debit, gift cards and also supports the TeleCheck Electronic Check Acceptance® (ECA®) service.
The First Data FD200 terminal virtually eliminates the need to use several devices to process different forms of payment. Through Wi-Fi (optional), Internet Protocol (IP), or dial-up connections, it quickly and securely processes transactions. It features an advanced, built-in check reader/imager to support the TeleCheck® ECA service, which offers merchants a comprehensive solution for check acceptance.
It also offers fast downloads and features dual, built-in printers, resulting in a space saving footprint. The thermal printer handles receipts while the inkjet printer is dedicated to voiding checks, helping to speed transactions and conserve ink.
The FD200 terminal, which is quickly and easily installed, accepts PIN-secured and signature debit cards, credit cards (including American Express®, Discover®, and Diners Club®), contactless payments, gift cards, and checks using TeleCheck ECA or paper solutions. The FD200 terminal rapidly processes transactions through a dial-up or IP connection, and generates customer receipts with only the last four digits of the card number to help prevent fraud and identity theft.
- Grocery Stores
- Mail Order/Telephone Order
- Convenience Stores
Help Your Business
- Accept virtually all payment types in a single, integrated space saving device
- Speed through transactions
- Expandable for future payment options
- May generate new revenue stream through international currency selection fees with optional DCC service
Help Your Customers
- Settle in their preferred payment type
- Faster checkout, shorter wait times
- Security features to protect against fraud
- Provide value-added service to international customers with optional DCC service
- Wi-Fi capabilities (optional)
- Intuitive 128×64 LCD touch screen technology
- True 32-bit processing (ARM 929T 32-bit CPU core)
- Integrated check reader/imager with separate 32-bit ARM7 CPU
- 64MB RAM standard memory
- Drop-in paper loading for integrated thermal receipt printer
- Inkjet single-line defacement printer dedicated to voiding checks
- Five USB and two serial ports
- Supports contactless payment technology
- Supports IP and dial up, with Secure Sockets Layer (SSL) encryption
- Optional DCC service
Visit www.paymentmax.com for more information on the FD200 point of sale device and Next Day Funding.
The FD100ti is becoming a very popular point-of-sale device for merchants wanting a speedy, sleek, more secure credit card terminal. A common question I hear in the office is what are the differences between First Data’s FD100 and FD100ti?
Here is how they are different.
The FD100ti uses less space. It is sleeker and more compact than the FD100.
FD100ti has 1.5 times the memory, and an updated CPU.
FD100ti’s latest software provides greater security than the FD100.
FD100ti WiFi version is available.
FD100 ti uses industry standard 2.25″ thermal paper. This can be found at most office supply stores.
Better Screen Visibility
The FD100ti new black and white screen provides a clear view at multiple angles and lighting conditions. The screen is also graphic touch screen.
The new FD100ti has a titanium color versus the FD100 standard gray color.
To find out if the FD100ti is right for your business, or find out about PaymentMax low processing rates visit www.paymentmax.com.
Currently the PAYware mobile encryption sleeve (credit card reader) is only compatible with the iphone 3G and iphone 3GS.
PAYware mobile has an iphone 4 credit card reader in the works, and PaymentMax will be one of the first to offer it to clients.
The iphone 4 is significantly different than the iphone 3G, 3GS and any attempts to use the encryption sleeve with the iphone 4 may void warranties for either device.
If you would like to accept credit cards on your iphone 4, you may do so with a manual entry of credit card data using the PAYware mobile application.
For more information on accepting credit cards on iphone 4 , and how PaymentMax can upgrade clients with the PAYware mobile encryption sleeve with no additional service fees.