Blog Archives
Verizon iPhone 4 Credit Card Processing
Today I received a great question on my blog, “Is the PAYware Mobile Encryption Sleeve and the ROAMpay Swipe compatible with the Verizon iPhone 4?” The answer is “yes” to both mobile credit card readers.
So, if you have the Verizon iPhone 4 and are looking to start accepting credit cards here are a few comparisons of PAYware Mobile and ROAMpay Mobile.
Signature Capture
If you are looking for the ability to capture your customers signatures on your phone than PAYware Mobile is the best choice. The encryption sleeve comes with a built-in stylus for signature capture.
Geo-mapping
PAYware Mobile offers users the ability to track sales with the geo-mapping function. Users can identify what locations provide the most sales. Geo-mapping also tags each sale with a longitude and latitude position to reduce disputes.
Cash Order Capability
ROAMpay allows users to enter and track cash orders in addition to their credit and debit sales, PAYware Mobile does not. The cash order function is a benefit for those merchants looking to bookkeep and report with one application.
Offline Sales
ROAMpay Mobile allows merchants to accept payments offline, or when there is no cell phone signal. The transaction is “held” until the network becomes available. No lost sales.
For more information on iPhone 4 credit card processing visit www.paymentmax.com.
iPad 2 Credit Card Reader Now Available Through ROAMpay!
Mobile merchants looking to accept credit cards on their iPad 2 now have several credit card swipers and apps to choose from!
ROAMdata just added the Apple iPad 2 on their list of devices with swiper support!
The ROAMpay Swipe is available through preferred merchant service providers, like PaymentMax, and allows iPad 2 merchants to process credit cards in the most cost effective way-by swiping.
The ROAMpay Swipe is lightweight and easily plugs into the headphone jack on the iPad 2, turning the tablet into an instant credit card terminal.
To get started swiping credit cards on the iPad 2 you will need a merchant account, ROAMpay mobile app, and the ROAMpay Swipe.
For more information visit www.paymentmax.com.
Is your Verizon Smartphone not Compatible with Mobile Credit Card Processing Apps? Trade it This Earth Day!
Although there are hundreds of mobile phones that are compatible with the ROAMpay Mobile app, we still have some clients who come to us with a phone that is not supported. Talk about major let down.
But, I read today..
Verizon is offering a “trade in” program this Earth Day that includes phones and tablets, from all carriers! The perfect solution for our unsupported merchants wishing to accept credit cards in the mobile arena. Here are the details.
1. Find out if your device has value at: http://www.trade-in.vzw.com/
2. Exchange your device (phones and tablets) for a gift card at a Verizon store.
3. Use your Verizon gift card towards a new phone or tablet online or in a Verizon Communications store. To ensure your phone choice is indeed compatible check my compatibility list.
Viola! Get started accepting credit cards on your new device at www.paymentmax.com
*The Verizon iPhone 5 and Droid Bionic are rumored to be released June 9th.
Square Credit Card Processing Security-Is it Skimmer Safe?
I wrote (in a previous blog) about Square credit card reader’s vulnerability to skimming because it cannot encrypt cardholder data. Square’s reader lacks a processor and power circuits, relying on the phone to digitize and encrypt data. This places cardholder data “out in the open’” for anyone to grab and use illegally.
Well…Verifone, a global leader in secure electronic payment technologies, did just that! Used Square and Skimmed.
Here is what Verifone stated in an open letter, “In less than an hour, any reasonably skilled programmer can write an application that can skim or steal a consumer’s financial and personal information right off the card utilizing an easily obtained Square card reader. How do we know? We did it. Tested on sample Square card readers with our own personal credit cards, we wrote an application in less than an hour that did exactly this.”
Pretty scary considering that anyone can obtain a Square credit card reader.
For more information on PCI compliant, encrypted, secure mobile credit card processing solutions like PAYware Mobile, ROAMpay Mobile, and AprivaPay visit www.paymentmax.com.
Where do I buy Smartphone Credit Card Processing app, swiper, and printer?
PaymentMax is the preferred provider of three mobile phone credit card processing applications and equipment: PAYware mobile, ROAMpay mobile, and AprivaPay. Here is where you can buy or download everything you need to get started accepting credit and debit cards on your smartphone.
PAYware Mobile App-This mobile app is exclusively for iPhone 3, iPhone 3GS, iPhone 4, iPod Touch, and iPad. Find the PAYware Mobile App at the App store.
PAYware Encryption Sleeve-Select Verifone distributors like PaymentMax offer the Encryption Sleeve, or you can purchase through Apple or Best Buy. The sleeve is only available for the iPhone 3G, 3GS, and iPhone 4 (with a special adapter plate).
ROAMpay Mobile App – Sign up for the app that is compatible with over 400 cell phones-ROAMpay Mobile at PaymentMax. Once you have been signed up an SMS text is sent to your phone. Click on the link and ROAMplayer will be downloaded to your cell phone’s application folder. Easy!
ROAMpay Swipe -Receive your ROAMpay Swipe for free with a new, approved merchant account with PaymentMax. ROAMpay Swipe is also available for purchase at PaymentMax.
Once you are set up with a ROAMpay account, you can purchase equipment and accessories at https:my.roamdata.com/myroam.
AprivaPay App This mobile app (which is compatible with Windows Mobile, Android, and iPhone) can be downloaded at Apriva and the App store.
AprivaPay Reader/Printer Combination -The only credit card reader and printer peripheral for iphone/ipod touch (OS 2x and later), (Android OS 2.0 and later), and Windows Mobile (5.0 & 6.0) is available through PaymentMax and Apriva.
For more information on smartphone credit card processing visit www.paymentmax.com.
ROAMpay Mobile Credit Card Processing Common Questions-How do I Resend a Receipt?
We get a lot of great questions here at the PaymentMax office. So good, that I like to post them for other merchants out there who are thinking the exact same thought…Today’s top question has been about re-emailing receipts to customers, and how long the user has access to previous transactions.
The answer is 30 days. You can easily resend any receipt (via email) to your customers from the past 30 days transactions. If you are using ROAMpay mobile you would select Inquiry, Last 30 days, and locate the transaction in question. Click on the receipt to resend, and enter the email address. Done! Easy!
If you have not received an email from your recent transactions, log in and find ROAMplayer web edition, click it, log in, and select transactions from the menu list. Find the transaction in question and resend it to yourself or your customer.
Taking a Look at Mobile Phone Credit Card Receipts-Beautiful and Earth-Friendly!
Have you ever wondered exactly what your customers will see when you email them their receipt for goods or services from your mobile business? Well here you go. Aren’t they beautiful! And informative! And the best part-they are good for the environment. No ink. No paper!
This is an example of an emailed receipt from ROAMpay mobile. A mobile credit card processing app that is offered by PaymentMax Processing. ROAMpay mobile is compatible with over 400 cell phones, and has an exclusive swiper compatibility with Apple iPad and iPhone 4. Plus, ROAMpay mobile has a credit card reader for the BlackBerry!
For more information on accepting credit cards on your mobile phone or tablet visit www.paymentmax.com.
ROAMpay Swipe is now Compatible with PC and Mac
Mobile merchants using ROAMpay mobile and ROAMpay swipe to accept credit and debit card payments on their cell phones can now use their ROAMpay swipe with their existing PC or Mac too!
Go back and forth between your cell phone and PC or Mac effortlessly, all you need is a Y cable for virtual terminal. Plug one end of the Y cable into the ROAMpay swiper and the other end into the mic/headphone inputs on your PC or Mac. Simple! This allows you to take advantage of the lowest swiped rates.
For more information on ROAMpay mobile, ROAMpay Swipe, Y cables, or getting started accepting credit cards on your mobile phone visit www.paymentmax.com
PAYware mobile versus ROAMpay mobile credit card processing
I have received quite a few inquires to the differences between these two mobile credit card processing applications. The big difference is PAYware mobile is for the iPhone 3G or 3GS. ROAMpay mobile works on many, many different phones-Android, Blackberry, and iPhone.
For a more detailed comparison








